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Cliff Barnes | Mortgage Strategist
Cliff Barnes | Mortgage Strategist

Cliff Barnes
Mortgage Strategist | Sr. Loan Officer
Q Home Loans
NMLS #887456

© 2026 American Pacific Mortgage Corporation. All rights reserved.

This material is provided for informational purposes only and is not guaranteed to be accurate or complete. The programs described may not include all available options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. Refinancing may result in higher total finance charges over the life of the loan. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Certain products may not be available in all states and restrictions may apply. Please consult your loan advisor for complete details. Equal Housing Opportunity.

Operates as Q Home Loans in WA, ID, AZ, MT, NV, OR.

Operates as Q Home Lending in CA.

AZ BK 0906702

Not Available in New York

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CONTACT

cliff@qhomeloans.com

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